Homeland Security Watch

News and analysis of critical issues in homeland security

July 25, 2014

Friday Free Forum

Filed under: General Homeland Security — by Philip J. Palin on July 25, 2014

Since we opened the Friday Free Forum it has been my practice to tee-up the discussion with brief historical references to natural, accidental, and intentional events that happened on the same date.  The cumulative effect on me has been reassuring.  Bad — very bad — stuff happens, always has.  Despite my cognitive inclination to catastrophize the present, it is not necessarily worse than it has ever been.

This week my scan for July 25 has not quickly turned up the typical collection of calamities. (Deeper digging might find them.)  But right now we are dealing with:

A deadly intersection of drought and wildfire across the Western United States.

The unfolding consequences — human, political, and much more — of the downing of MH17. Beyond the debris field in Ukraine it has been a very bad week for commercial aviation.

Serious challenges to several nation-states by non-state and pseudo-state actors and the sustained use of state violence against several civilian populations, religious communities, and targeted ethnic groups.  A spillover to the US domestic context is already happening and is likely to increase over-time.

What’s on your mind related to homeland security?

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Comment by Frank Gorman

July 25, 2014 @ 8:08 am

BLUF: This week marks the tenth anniversary of the release of the 9/11 Commission Report. We are better off than we were on September 10, 2011, , but we are still not safe. Time has moved on, some threats have been mitigated, others have not, and new ones have emerged.

This week, two news articles caught my attention, and raised my concern regarding the security of our homeland. The first was regarding former New Jersey Governor Tom Kean reporting on progress in the ten years since the release of the 9/11 Commission Report (He chaired the Commission). Governor Kean indicated that much progress has been made, but complacency has set in, which is to America’s detriment, and our adversaries’’ advantage. The second article in yesterday’s Washington Free Beacon, reported that the Justice Department is warning that Al Qaeda is likely targeting US critical infrastructure for a cyber-attack, which if successful, could be as devastating as 9/11.
NJ.com reported, “Kean and former Deputy Attorney General Jamie Gorelick, who also served on the 9/11 Commission, described how the former commissioners met recently with top current and former security and intelligence officials to prepare an update on American vulnerabilities.
“We were struck by the fact that across all of them, there was really a broad consensus, and a fear of the problems we face today,” Kean said.
Committee members asked about Congressional gridlock, cyber-security, immigration, and the threat of Islamist terrorism.
In a sign that the topic of terrorism preparedness has waned, however, many members skipped the hearing, and there were empty seats in the audience. The decline in public interest could be dangerous, Kean said, since threats remain and people who don’t believe in them might be inclined to oppose needed measures.”
As a nation, we must constantly on be watch, and follow the recommendations made by the 9/11 Commission. Their report should be mandatory reading for all college students in a core history class – it reads like a novel, but offers a true perspective of how dangerous the world is today.
Regarding the cyber threat, The Washington Free Beacon reported “…..al Qaeda leader Ayman al Zawahiri recently issued a videotape statement indicating the group is planning cyber-attacks against U.S. infrastructure—such as the electrical grids or financial networks.”
This is a frightening, smart move on the part of Al Qaeda, as the article also reported that the DOJ has been slow to investigate cyber-crimes, and did not, until recently, focus on them as acts of terror. An attack on our financial systems, similar to the one in Saudi Arabia which destroyed 20,00 computers, could cause severe economic damage, which could rival or exceed the economic blow of 9/11. A successful attack on an electrical grid, even if localized, could not only cause serious economic damage, but could take a human toll, if HVAC systems, transportation systems, and medical facilities were rendered inoperative for an extended period.
For more information, see:

Comment by Christopher Tingus

July 25, 2014 @ 9:49 am

Breaking News and for all Christians to heed:


ISIS militants blow up Jonah’s tomb

The Mosul site is said to be the burial place of the prophet Jonah, who was swallowed by a whale or fish in the Islamic and Judeo-Christian traditions.

Friday – Homeland Security Compromised In Every way….

re Proposed “Americans for Closed Borders LLC” Christopher Tingus Cape Cod

Commencing shortly “Americans For Closed Borders LLC” as a non-profit w/monies to be donated to You Governor Perry and the good people of Texas to enforce the laws of immigration and proper processing of applications!

A US executive WH whose mission is to do whatever is necessary in campaigning to assure that Barry Obama retains a US Senate to enable further his already successful ambitions – despite you all – and pledge to Hussein Obama and his anti-Christian and anti-colonialist pals in bringing America to its knees as nothing more than a third world country.

Barry Obama knew how to fly over Israel and run to his Muslim Brotherhood pals when first elected and he knew how to interfere with a domestic and local (Cambridge Police Dept) matter from the oval office when his pal, the illustrious and arrogant Harvard Prof got himself in a jam and screamed the pigment of skin calls and along with his pal, the Rev Wright who spoke clearly w/Barry in the pews for twenty years attentively listening to the Rev Wright as to the Rights of tehran to have WMD in hand as long as the “Zionists” Israel had WMD in hand….such bias, such hatred and this divisiveness…you betcha on this Friday and concerning Homeland Security hearing good ‘ol Deval here in massachusetts talking about how he feels compelled to take this illegals into Massachusetts…give us all a beak will ya, there are laws and this lawlessness w/barry Obama et al and his illustrious top cop should Not be impeached, they should be under House Arrest for suspicion in breach of faith, treason and along with all these folks who seek to undermine our laws and enforce them and our Constitution, belittling our system of checks and balances in every way, well Congress on both sides of the aisle, if you cannot stop this “Chicago-Hollywood-Washington charade and cannot close our borders and appropriate vast sums of monies to protect our power grid but prefer to allow this clown – in the White House to send billions to his Muslim Brotherhood pals and who knows who else as I surely hope NSA taps even Michelle’s phone calls as the question remains, who did she meet when she went to Spain with the kids instead of the Grand Canyon and the Alamo, on this Friday, where is the President in an emergency press conference denouncing Hamas placing women and children in harm’s way as cowards hiding behind women’s skirts while supplied rockets and other by these Iranian thugs which YOU MM Congress have now allowed four months to further their WMD program –

Thank God for the Germans who will stop Tehran and blow the hell out of these thugs, yet unfortunately the Germans filling the void of a weakened and so bankrupt US – what I refer to as the Obama Dream – now nearly $18 trillion in deficit and YOu allow this crap, this reference to phony scandals mocking you Congress and surely those of us in America, real citizens who love our beloved Republic and see clearly the Enemy from within….

We are in great peril – like David who was dismayed when he saw saul and others failing to protect and defend his fellow Hebrews, You have obligation to the Constitution, to those who have given Life and limb to protect the Judeo-Christian mannerisms of this country under siege by Obama et al and You must demand that Congress steps in and does its job as entrusted to do so and if not, then an immediate request from here on “Main Street USA” for the US military/DoD to step in and take over the country’s government for a temporary period of one year, affording us the opportunity to make sure a new government elected will have term limits for every office whether local, state or national and all will be open for public scrutiny including Michelle Obama’s graduate these paper a telltale zippered up tight along with all the other in what was to be a such a transparent administration referring to the “Benghazi Attack” and the dragging of a US Ambassador through the streets and maybe even sodomized as reported! An IRS playing politics and Harry Reid and “smug-smiled Pelosi” now conferring with the Clinton’s – how about transparency and a US President who sees Jonah’s tomb blown up and hush hush, God forbid it was a mosque ha barry boy!

Folks, ISIS has been allowed to flourish by this WH and it is time for some immediate and expedient investigations into the AG and to communications to and from the WH and with Hillary Clinton and NSA, you have them all!

Our country and so many others in distant shore are being subjected to this lawlessness sponsored by the WH and again I gladly submit, the buses carrying illegals pass by a US Marine, a fellow brave warrior who made a wrong turn and when good ‘ol Barry talked with the Mexican President and any and all such exchanges should be made public, nothing was discussed about our brave soldier who has been tied naked to a bed in a Mexican jail cell while Mexican borders and millions and millions of dollars flow south from our coffers to Mexico, yet Barry Obama hush…hush in his ways because as we have seen at the VA and Not a phony scandal…Barry Obama could give a damn other than blocking the press/media as he went to California to buy himself a $4.2 mln home in sunny CA where he will reside when leaving the WH!

Enough is enough! It is time to go and get our US Marine from this jail cell in mexico as he watches busses of illegals passing his cell window daily en-route to the US – lawbreakers no matter their age while so many in so many global places stand for hours, days and years properly filing for a visa to the US…this charade has gone far too far and it is YOu who must close our borders and protect us from convicted felons which DHS let go and the lawlessness continued and You are obligated to safeguard We the People here on “Main Street USA” – Arrest Barry Obama, his illustrious AG and Ms. Hillary for – suspicion in breach of faith, treason –

The murdering of fellow Christians globally has doubled in this last year and while Barry Obama knows how to have a beer fest on the White House lawn with a prof whose was wrong and a cop doing his job…no more beer at the White House as Mr. Putin, shirtless and all understands weakness and how the US has been duped by its own corruptness in the lust for power and greed and We here on “Main Street USA” understand that the fast deployment of Germany and its corrupt cohort, the Vatican will Not allow Christianity and Muslims who are also hush…hush as billions of dollars of German weapons have already flowed in and around Tehran in a new Confederate of Middle East States as allies to germany (the Assyrians) – our adversary – who will use this American weakness to plot its course as War looms ahead!

God Bless America!

Christopher Tingus
“Main Street USA”
Managing Director
Americans for Closed Borders LLC
PO Box 1612
Harwich (Cape Cod), MA 02645 USA

Block the borders, men, women and children as well as the National Guard Governor perry for this lawlessness must be stopped now! reach to the community for while Barry Obama politics every day and could give a damn about this country and knows how to bow and kiss the ring of another sovereign nation, sponsor of calamity as well as we saw our twin towers fall, Governor Perry, do Not campaign for election monies, campaign for dollars by Americans everywhere to bolster your borders for we shall gladly donate!

Commencing shortly “Americans For Closed Borders LLC” as a non-profit w/monies to be donated to You Governor Perry and the good people of Texas to enforce the laws of immigration and proper processing of applications!

Comment by Samantha Wilson

July 25, 2014 @ 11:04 am

Cyber threats are not brand new to us today in 2014, but ten years ago, the 9/11 Commission were not focused on them. At that time, the National Commission on Terrorist Attacks Upon the United States was focused on dissecting how and why the 9/11 attacks occurred and how the U.S. can prepare for and protect itself against future attacks. In the ten years that have passed, technology has developed greatly and quickly. Today, members of the 9/11 Commission are recognizing this and the value and importance of U.S. critical infrastructure and technological systems. However, they believe the U.S. is “at September 10th levels in terms of cyber
preparedness,” implying that a large-scale attack is in the near future, yet the homeland security community is not prepared to respond to such an incident. The 9/11 Commission cited a lack of imagination as a failure that contributed to the 2001 terrorist attacks, and we must not allow this failure to occur again. In personal conversations I have had with others about how the U.S. can and will be attacked again, many people often say, “Would something like that actually happen? That’s extreme.” Although extreme, homeland security partners must prepare for the worst case scenario, such as a cyber attack that causes cascading failures across the U.S. power grid. A prolonged power outage across the nation can have negative impacts on food supplies, water distribution systems, waste management, and emergency response. Although the U.S. electric grid has not yet been a victim of such a large-scale attack, we must expect it and prepare for it.

Additionally, I have to agree with Frank above that the 9/11 Commission Report should be read by college students. I am in my 20s, and it astounds me when other individuals that are in my age group ask, “What’s that?” in regard to the report. It demonstrates an important turning point in U.S. history and policy.

For more information:


Comment by Brian Lozada

July 25, 2014 @ 1:39 pm

According to a recent article in The Guardian, it is quite easy for your name to wind up on a terrorist watch list. In 2013 alone, 468,749 names were included in the Terrorist Screening Database, nearly double that of 2009 (Ackerman, 2014). The Christmas 2009 failed airline bombing attempt, later known as the Underwear Bomber, is partly responsible for the increase in monitoring, but how does one actually get nominated for the watch list?

First, the government is looking at social media activity, information that is pinned, shared, and tweeted; however, watch-listing guidelines state that this information alone cannot be the basis for nominating someone to the list. Second, if an individual travels “for no known lawful or legitimate purpose to a locus of terrorism activity,” they may find themselves on a no-fly list; this poses a challenge considering that there are many countries where terrorist operate, and millions of Americans fly to those countries each year. In addition, spouses and children of potential or suspected terrorists, as well as individuals who have a close relationship with them are closely monitored. Most concerning is the fact that biometric information on unique physical attributes, such as the way a person walks, iris scans, digital images, and the traditional fingerprint, is considered eligible criteria to place someone on the terrorist watch list (Ackerman, 2014). What are the implications of this process in regard to privacy concerns?

The process that establishes and manages the terrorist watch list needs to be constantly monitored and have proper oversight in order to maintain a credible list. Of the 468,749 names included on last year’s list, there are sure to be tens of thousands, if not hundreds of thousands, which do not belong, given how easily a name can be added based on the above-mentioned criteria. However, the biggest concern here is that once a name is added to the no-fly list, there is no procedure or process for removal. According to Abbas (2014), “The only way to get off the federal watch list is through the beneficence of a federal agent, routinely coupled with some form of cooperation with the FBI” (as qtd. in Ackerman, 2014). Some argue that the inability to remove a name from the list is a violation of one’s Constitutional rights, despite the government’s declaration that there is no Constitutional right to travel.

For more information, please see the following article:


Comment by Christopher Tingus

July 26, 2014 @ 3:40 am

Breaking News – Middle East: Israel has found tunnels with shafts rigged with bombs located directly under Israeli kindergartens….An Obviously Tainted and Dangerous Barry Obama and His Support of The Muslim Brotherhood –

Obama to the Rescue—of Hamas
Caroline Glick, REAL CLEAR POLITICS | July 23

Operation Protective Edge is now two weeks old.

Since the ground offensive began Thursday night, we have begun to get a better picture of just how dangerous Hamas has become in the nine years since Israel withdrew from the Gaza Strip. And what we have learned is that the time has come to take care of this problem. It cannot be allowed to fester or grow anymore.

We have known for years that tunnels were a central component of Hamas’s logistical infrastructure.

What began as the primary means of smuggling weapons, trainers and other war material from Hamas’s sponsors abroad developed rapidly into a strategic tool of offensive warfare against Israel.

As we have seen from the heavily armed Hamas commando squads that have infiltrated into Israel from tunnels since the start of the current round of warfare, the first goal of these offensive tunnels is to deploy terrorists into Israel to massacre Israelis. But the tunnels facilitate other terror missions as well. Israel has found tunnels with shafts rigged with bombs located directly under Israeli kindergartens….

Other ex- posed shafts showed Hamas’s continued intense interest in hostage taking. … Today the presence of sedatives and mul- tiple sets of handcuffs for neutralizing hostages found in tunnel after tunnel indicate that Hamas intends to abduct several Israelis at once and spirit them back to Gaza. …

Hamas’s tunnels are also the key component of their command and control infrastructure inside Gaza. Hamas’s political and military commanders are hiding in them. The reinforced bunkers and tunnel complexes enable Hamas’s senior leadership to move with relative freedom and con- tinue planning and ordering attacks. …

As a member of the Muslim Brotherhood, Hamas is not a stand-alone terror group. It is part of a much larger web of Islamic jihadist terror groups including al Qaeda and its affiliates as well as the Shiite Hezbollah. Like Hamas, all of these threaten several major Sunni Arab states.
Due to their recognition of the threat Hamas and its allies pose to the survivability of their regimes, Egypt, Saudi Arabia and the United Arab Emirates have taken the unprecedented
step of supporting Israel’s efforts to defeat Hamas. They understand that a decisive Israeli blow against

Hamas in Gaza will directly benefit them. Not only will Hamas be weakened, but its state sponsors and terrorist comrades will be weakened as well.
Presently, Hamas’s most outspoken state sponsors are Qatar and Turkey. …

By Tuesday morning, Israel Defense Forces (idf) in Gaza had destroyed 23 tunnels. The number of additional tunnels is still unknown. While Israel had killed 183 terrorists, it appeared that most of the terrorists killed were in the low to middle ranks of Hamas’s leadership hierarchy.
Hamas’s senior commanders, as well as its political lead- ership have hunkered down in hidden tunnel complexes.

In other words, Israel is making good progress. But it hasn’t completed its missions. It needs several more days of hard fighting.
Recognizing this, Israel’s newfound Muslim allies have not been pushing for a ceasefire.

In contrast, the Obama administration is insisting on concluding a ceasefire immediately. …

To advance this goal, U.S. Secretary of State John Kerry arrived in Cairo on Monday night with an aggressive plan to force on Israel a ceasefire Hamas and its state sponsors will accept.

As former ambassador to the U.S. Michael Oren told the media, it is clear that neither Israel nor Egypt invited Kerry to come over. Their avoidance of Kerry signals clearly that the U.S.’s two most important allies in the Middle East do not trust U.S. President Barack Obama’s intentions.
And their distrust is entirely reasonable. …

Chances that Kerry will secure a ceasefire in the near future are small. In all likelihood, the government will be able to buy the time necessary to complete the mission in whole or large part. But the fact that the U.S. has chosen at this juncture in the operation—with Israel enjoying unprecedented support from the most important Sunni states in the region— to side with Hamas and its state sponsors in their demand for an immediate ceasefire speaks volumes about the transformation of U.S. foreign policy under Obama’s leadership.

Comment by Philip J. Palin

July 27, 2014 @ 4:48 am

Mr. Tingus:

Here we are again on the opposite sides of important issues. I am responding mostly to the following in your comment:

Block the borders, men, women and children as well as the National Guard Governor perry for this lawlessness must be stopped now! reach to the community for while Barry Obama politics every day and could give a damn about this country and knows how to bow and kiss the ring of another sovereign nation, sponsor of calamity as well as we saw our twin towers fall, Governor Perry, do Not campaign for election monies, campaign for dollars by Americans everywhere to bolster your borders for we shall gladly donate! Commencing shortly “Americans For Closed Borders LLC” as a non-profit w/monies to be donated to You Governor Perry and the good people of Texas to enforce the laws of immigration and proper processing of applications!

A few notions:

First, I have resisted responding to several of your comments partly because I perceive your rhetoric has strengthened my arguments. But that is not really listening to you. We owe it to each other to listen to each other.

Second, we have been in “conversation” here enough over the years that I know you are a complicated person: While you often sound hateful, I do not perceive that you actively hate. Rather you are positively motivated, but sound negative.

Third, you are a recurring voice for respecting a diversity of religious and cultural expressions. There will be a temptation for new readers — or occasional readers — to hear in your anger at illegal immigrants and the President a racism that I don’t perceive is accurate.

Then a question:

As the situation in Israel demonstrates — with a much smaller border, a much greater threat, and the use of every human and technological tool for closing the border — it is basically impossible for security measures alone to “close” the border. What else are you thinking should be attempted?

And I will also ask, because I think I know you well enough to anticipate a compassionate response, understanding we do not have the power to save-the-world, now that we better understand the situation facing children and families in Central America, is there something we should do in regard to that situation?


Comment by Stephen Swain

July 27, 2014 @ 11:41 am

Bad stuff has always happened and will continue to happen. It is how we plan for and mitigate the effects of these bad events that essentially determines how resilient we will be as a nation. Since 09/11 our country has come a long way in how we plan, respond, recover, and mitigate effects of a disaster, despite whether it is man-made or a natural incident.

Unfortunately, I believe that most of the incidents that the United States takes notice to are ultimately shaped by what the media wants to cover. While MH 17 may have been a different circumstance than that of which we are used to, since MH 370 has gone missing, we have seen a lot of coverage about issues with flights along with plane crashes. While to the general public most of this may seem new, a simple search in the NTSB reports will reveal that incidents with planes are a little more common than we think. Still there are more accidents with land-operated vehicles, but accidents with airborne-vehicles are not as new as the media makes them seem. Asiana Airlines Flight 214 hadd impact with seawall on 07/06/2013, Air Methods Eurocoptor crashed 08/26/2011, Sundance Helicopters Inc. Eurocopter crashed 12/07/2011, Omega Aerial Refueling flight services crashed on 05/18/2011 (See NTSB investigative reports for more information). While these airlines are not passenger airplanes, they are still flights that operate within normal flight patterns.

Wilcox, 2007, wrote an article about how the Media influences politics and government. In this article he outlines six main functions the media provides.

Reporting the News
Identifying Public Problems
Socializing new Generations
Providing Political Forum
Making Profits

All of these functions can always have a political undertone. Additionally whatever gets the most attention from the public, are the types of events that the media will continue to cover because they are for-profit organizations.

Here in New Jersey we have seen an escalation in gang violence and condescending attitude not only towards police, but towards EMS officials. After the shooting of Jersey City PO Melvin Santiago, and the death of his attacker, a Jersey City Emergency Services Unit was shot at the next day. Shortly after, a memo was leaked via social media that states that the notorious gang “the bloods” were vowing to kill more cops, as well as target EMT’s because they know that the cops would rush to the scene in the event they were in trouble (See EMS 1 article for more information). Since then Jersey City, and surrounding towns have been on high alert, and have been using extra caution when working in these situations. While this has always been a dangerous group of people, they are acting out more towards those in uniform than in the recent past.


Comment by Christopher Tingus

July 27, 2014 @ 3:17 pm

To the Papacy:

Speak out and send the message forward from your pulpit that the world of Christianity will Not tolerate the religious cleansing of fellow Christians nor the outright destruction of holy sites. Do far more Sir and act6 quickly for it has been written that You and the Assyrians will thwart such outright religious cleansing….

As a proud American of Greek Orthodox faith, how dare you Pope sit by and merely call for prayer, enough! We have Christians homes that are being marked and dictated to convert to Islam or be removed from their home or be killed and churches destroyed. I have not heard any Muslim religious group or any leader among Muslims denounce such intolerance. Even among my own American Greek Orthodox church leadership, how dare you stand by in silence as well….

From Cyprus, it is time to launch the last crusade, the Christian crusade which will thwart any such lack of tolerance and freedom of choice among God’s people w/others casting death upon Christians in their extremism of Islam….Infidels, well, Muslims, all children of the Lord and in God’s witness, no one has the right to impose their values or judgement on another. Respectful and tolerance of another is what has been written no matter how one manipulates the Qur’an or the Bible.

This executive WH which I reiterate is led by an administration refusing to take an effective stance in policy against this idealogical and radicalized for of Islam.
I have always contended that Barry Obama’s oly pledge has been to his father, Hussein Obama and his Kenyan pals for the most part, anti0Christian and anti-colonialists.

The rise of sectarian violence and more and more uncertainty from country to country is directly attributable to Barry Obama and talk of impeachment will fall on deaf ears and inaction, however House arrest for suspicion in breach of faith, treason must be considered for his illustrious AG and Ms. Hillary for turning our backs on our allies, on Christianity, for our Judeo-Christian values will Not bide well for the world. Barry Obama’s continued support of those associated w/the Muslim Brotherhood, the same who destroyed a 4th century church, the same who dug up the bones of priests, crushed them and burnt them and now the explosion of Jonah’s tomb and w/stats showing double the number of Christians killed globally than last year and you Pope suggest a prayer – the ever powerful Vatican along w/your German collaborators and a fast deployment Army, turn to your German friends who have been manufacturing and sending billions of dollars in weapons throughout the Middle East given America’s weakness, and Germany leading Europeans against ISIS which is supported by none other,yes, the Muslim Brotherhood!

Given the paralysis, the self-serving mannerisms portrayed by those we have “entrusted as Congressmen and Senators, it is time to place Barry Obama under House arrest for suspicion in breach of faith, treason knowingly leaving our Marine in a Mexican jail, knowingly leaving our brave troops alone at the “Benghazi Massacre” for permitting six terrorists, senior operatives who should have been convicted for the criminals they are, but hell no, allowed to be set free….and the list continues with even DHS permitted convicted felons out of jail.

America must rekindle its identify as a nation of laws, immigration and other, a nation of those “entristed” by sworn allegiance to protect Americans and stand forthright for the Constitution, an obligation! Yes, we must have a strong arsenal if democracy is to survive….

Wake up America and to the Pope and the Europeans, you hear nothing even from the Moderate Muslim speaking out against such atrocities being performed by ISIS and that is a telltale of the rest of the story about to unfold in your streets throughout your nations as the paris uprisings are little in comparison.

Whether moderate Muslims, you the Pope or you the Patriarch or the Bishops and Archbishops do not speak out, far worse as has been written….it is only We who can alter the present course, fellow Christians, Muslims, and politician.

Enough hatred towards one another as it is time not necessarily to embrace one another, yet to spread the word that a criminal is a criminal and must be prosecuted by justice and that tolerance of another and even an understanding of one another is in our overall best interests….

Comment by Christopher Tingus

July 29, 2014 @ 5:44 am

A country now dependent on Big Government as over 60% of US households have some form of assistance from a bankrupt government – Homeland Security?

Breaking News:


Americans have a debt problem.

An estimated 1 in 3 adults with a credit history — or 77 million people — are so far behind on some of their debt payments that their account has been put “in collections.”

That’s a key finding from a new Urban Institute study.

It examined non-mortgage debt, including credit card bills, car loans, medical bills, child support payments and even parking tickets.

The debt in collections ranged from as little as $25 to a whopping $125,000. But the average amount owed was $5,200.

Geographically, no area of the country is untouched.

Among the states, Nevada had the highest percentage of residents with debt in collections — 47% – as well as the highest average amount owed – $7,198. That was helped in part by the Las Vegas metro area, where 49% of residents had debt in collections.

By contrast, North Dakota had the lowest percentage of residents with debt in collections at just 19%, while the District of Columbia had the lowest average dollar amount owed per person at $3,547.

Related: Credit score killers

Regionally, the South had the highest percentage of people — as high as 44% in some parts; while the Northeast had the lowest at less than 30%.

And among the 100 largest metropolitan areas, Minneapolis-St. Paul had the lowest percentage of residents with debt in collections at 20%, while McAllen, Texas claimed the highest percentage at 51%.
At least with credit cards, debt won’t go into collections unless it’s more than 6 months past due. But time frames can differ from place to place when talking about debt like parking tickets and medical bills.
Once it is categorized as in collections, however, it can follow one of three courses, according to the Urban Institute report. The creditor can charge it off and sell it to a debt buyer, put the account into default, or seek to collect what’s owed through an in-house department or a third-party debt collector.
In any of those cases, however, the cost to the consumer is high and long-lasting.
“[It] can harm credit scores, which can tip employers’ hiring decisions, restrict access to mortgages, and even increase insurance costs,” said Caroline Ratcliffe, a senior fellow at the Urban Institute.
Related: ‘Bad credit cost me a job’
Indeed, the case can stay on your credit report for up to 7 years even if you’ve paid off the debt. And it will lower your credit score for years – most dramatically when it first goes into collections status and then less so as time goes on, said a spokesman for the credit-score software company FICO.
Of course, you also do your credit score no favors when your payment is merely “past due” by 30 to 180 days. An estimated 5.3% of adults — or 1 out of 20 with a credit file – were in this predicament in 2013, according to the Urban Institute report.
The study, conducted with Encore Capital Group, is based on a random sample of 7 million people’s TransUnion credit files in 2013.

Comment by William R. Cumming

July 29, 2014 @ 9:57 am

Amazingly nice weather for July in Tidewater VA!

There is no regulation of credit scores used by the banksters to enslave debtors.

Comment by William R. Cumming

July 30, 2014 @ 12:03 am

Chris! Some studies indicate up to 75% of personal bankruptcies tied to medical debt.

Comment by William R. Cumming

July 30, 2014 @ 12:36 am

See below:

The Administrator shall implement a flood mapping program
for the National Flood Insurance Program, only after review by the Technical Mapping Advisory Council, that, when applied, results
in technically credible flood hazard data in all areas where Flood Insurance Rate Maps are prepared or updated, shall certify in
writing to the Congress when such a program has been implemented, and shall provide to the Congress the Technical Mapping Advisory Council review report.

Congress has ensured flood rate maps cannot be used to enforce flood plain management gutting the NFIP even as Climate Change dictates sea level rise.

Comment by William R. Cumming

July 30, 2014 @ 8:01 am

This is a list of notable wide-scale power outages. To be included, the power outage must conform to all of the following criteria:
1.The outage must not be planned by the service provider.
2.The outage must affect at least 1,000 people and last at least one hour.
3.There must be at least 1,000,000 person-hours of disruption.

In other words:
1,000 people affected for 1,000 hours (42 days) minimum, but if fewer than 1,000 people, event would not be included (regardless of duration)
One million people affected for a minimum of one hour, but if duration is less than one hour, event would not be included (regardless of number of people)
For example, 10,000 people affected for 100 hours or 100,000 for 10 hours would be included

Contents [hide]
1 Largest
2 1960–1969 2.1 1965

3 1970–1979 3.1 1971
3.2 1976
3.3 1977
3.4 1978

4 1980–1989 4.1 1981
4.2 1982
4.3 1983
4.4 1985
4.5 1987
4.6 1989

5 1990–1999 5.1 1991
5.2 1995
5.3 1996
5.4 1998
5.5 1999

6 2000–2009 6.1 2000
6.2 2001
6.3 2002
6.4 2003
6.5 2004
6.6 2005
6.7 2006
6.8 2007
6.9 2008
6.10 2009

7 2010–2014 7.1 2010
7.2 2011
7.3 2012
7.4 2013
7.5 2014

8 References
9 Further reading

Comment by William R. Cumming

July 30, 2014 @ 8:03 am

The above from Wikipedia!

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